Windham & Windsor Housing Trust

The State is launching a program to help Vermonters purchase affordable homes. Mobile Home Infill Program (MHIP) makes mobile homes available for sale at-cost to eligible low- and middle-income homebuyers. To date, MHIP has identified 57 lots at parks in Bennington, Brattleboro, Westminster, Springfield, Braintree, Milton, Morristown, Coventry, and St. Johnsbury that can accommodate new homes.
MHIP is only available to current Vermont residents. Potential homebuyers can take two important steps now to prepare for the start of MHIP registration on November 1:

1) Determine if you are eligible. In addition to being a Vermont resident, registrants must earn 120% or less of the Area Median Income in the county where they currently reside (for Windham County this is $79,800 or less for an individual, $114,000 or less for family of 4), not in the county where they wish to purchase a MHIP home.
2) Get prequalified. This step involves going to a lending institution and supplying them with your financial information. If the lending institution sees fit, it will issue you a pre-qualification letter that provides prospective buyers with a range of how much they can spend on a home. Please note: this is different than obtaining a mortgage. That step comes later in the process.

Starting November 1, interested homebuyers can visit the MHIP website and register by filling out an Interest and Eligibility Form, see a sample Purchase and Sale Agreement, and learn about the timeline and next steps in the homebuying process.

To be fully prepared with homebuying information and supported by a HUD certified counselor, we recommend participating the Homebuyer Workshop: https://www.homemattershere.org/how-to-buy-a-home/
MHIP Website: https://accd.vermont.gov/housing/funding/MHIP
Mobile Home Down payment assistance: https://www.getahome.org/manufactured-housing-loan/