The Onion River Exchange is a time bank that exchanges skills, talents and services using time instead of money. Come talk with local members and Heather Kralik, Outreach Coordinator, to find out more about time banking. at the Cutler Memorial Library on Route 2 in Plainfield. For more information, the library's number is 454-8504. Onion River Exchange, in Montpelier, can be reached at 552-3040.